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A Basic Choice Policy from People’s Trust makes coverage affordable for homeowners who are on a tight budget or looking for an alternative to save money.
Get a house insurance quote and we’ll provide you peace of mind, protection and satisfy coverage requirements from most banks with a surprisingly affordable premium.
Home Insurance Policy HO3
The HO3 Home Insurance Policy is the most common home insurance policy in the United States. It provides excellent coverage for your home and good coverage for your personal property.
Condo Insurance Policy HO6
The HO6 insurance Policy is the most common type of policy used to insure town homes and condos in the United States. It is commonly referred to as HO6 Condo Insurance or HO6 Townhome Insurance.
Renter Insurance Policy HO4
The HO4 insurance policy is most commonly referred to as renters insurance. Whether you rent a home, condo, townhome, or apartment, if you purchased insurance, you most likely have HO4 insurance, or as is commonly known, insurance for people who rent.
Rental Home Insurance Policy DP3
The DP3 insurance policy is considered the best insurance policy for rentals in the United States. It is often referred to as the Dwelling Fire Form 3 or DP-3 insurance. It provides excellent coverage for Landlords who are looking to get excellent insurance for their rental properties.
Home Liability Insurance
One of the most important components of a homeowners, condo or renters insurance policy is the personal liability section. This coverage provides protection for accidents you are liable for that occur inside or outside your home and result in bodily injury or property damage.
Flood insurance covers your home and other dwellings, including garages, interior and exterior walls, roofs, furniture, clothes, and appliances that are directly damaged by water, mold, and mudslides. Flood insurance isn’t typically included on most homeowner’s insurance policies.